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7.5/10
Lending Platforms
Company file: Compound, owners, incidents →
Compound
One of DeFi's oldest lenders, with one borrowable asset per Compound III market. Its collateral choices are not as conservative as its reputation: deUSD was listed at an 88% collateral factor, and its November 2025 collapse left $15.57M of exposure. Elixir's $11.65M settlement fell through when it entered liquidation on 16 April 2026.
Best for: Plain single-asset lending markets, if you check the collateral list
Company file: Compound, owners, incidents →How this score was reached
7.5 is the weighted average of the five pillar findings below. Dependable, with trade-offs a reader should know about first.
- Custody & Security35%
- 7.8
- Cost & Fee Transparency20%
- 8.0
- Regulation & Legal Standing10%
- 6.2
- Performance & Reliability25%
- 7.4
- Access & Support10%
- 7.4
Non-custodial, extensively audited and over-collateralised by design. But deUSD and sdeUSD were accepted at an 88% collateral factor on three Ethereum markets; after their Nov 2025 collapse Compound held $15.57M of exposure, Gauntlet paid $690K, and Elixir defaulted on its $11.65M settlement. rsETH from the Apr 2026 Kelp exploit also reached Compound markets.
Transparent on-chain rate model with no operator spread.
Unlicensed with on-chain COMP governance. Proposal 289 (Jul 2024) showed an 11%-of-supply bloc could pass a treasury transfer to a vault it controlled.
Reliable through multiple market cycles, but markets with rsETH exposure were paused in Apr 2026 and the deUSD loss is still being pursued in court. TVL about $1.63B (27 Sep 2026).
Clear documentation; a narrower product that is easier to understand than its larger competitor.
Strengths
- Simple single-asset markets with a long live record
- Public risk parameters per market
- Transparent on-chain rates with no operator spread
Against it
- deUSD listed at an 88% collateral factor; $15.57M exposure after its Nov 2025 collapse
- Elixir defaulted on the $11.65M settlement (Apr 2026)
- Same liquidation risk as any collateralised borrowing
Simple markets, one bad listing
Compound is one of DeFi's oldest lenders, and its Compound III markets each lend a single asset, which keeps them easy to follow. Rates come from a transparent on-chain model with no operator spread.
Its reputation for conservative parameters did not hold in 2025. deUSD and sdeUSD were accepted at an 88% collateral factor on three Ethereum markets, and when Elixir wound them down in November 2025 Compound was left with $15.57M of exposure. Gauntlet paid $690K; Elixir agreed to pay $11.65M, then defaulted and entered BVI liquidation on 16 Apr 2026. Check which collateral a market accepts before supplying to it.
Frequently asked questions
Compound or Aave?+
Aave ranks higher here, on depth, a more developed risk framework and liquidation machinery that has cleared bigger crashes. Both took collateral hits in 2025–26: deUSD at Compound, rsETH at both. Compound’s single-asset markets are easier to read.
What happened with deUSD on Compound?+
deUSD and sdeUSD were listed at an 88% collateral factor. After the Stream Finance collapse and Elixir’s wind-down in November 2025, they lost most of their value, leaving $15.57M of exposure. Elixir’s $11.65M settlement fell through when it entered liquidation on 16 Apr 2026; the Compound Foundation says it is pursuing legal remedies.
Is Compound still maintained?+
Yes. The Compound Foundation reports a $52M V4 programme, a new CTO and a Foundation-hosted front end at compound.xyz (July 2026).
Assessed by
Blockchain Security Researcher · September 27, 2026
◆ Disclosure
CoinRadar Daily is a non-commercial project. We have no commercial relationship with Compound, earn nothing from any link on this page, and carry no advertising or sponsorship anywhere on the site. Findings rest on public sources; we did not open an account or transact.
Rubric v2.0How we score →
The rest of the lending platforms table
- 02Compound — you are herePlain single-asset lending markets, if you check the collateral list7.5
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